StockCentral > Analysis > Company Report

Ticker:
Oak Valley Bancorp (OVLY ) NAS
Overview

$24.60 9/6/2024

Oak Valley Bancorp is a bank holding company which operates through Oak Valley Community Bank (the Bank). The Bank offers a complement of business checking and savings accounts for its business customers. The Bank also offers commercial and real estate loans, as well as lines of credit. In addition, the bank provides other services for both individuals and businesses including online banking, remote deposit capture, mobile banking, merchant services, night depository, extended hours, wire transfer of funds, note collection, and automated teller machines in a national network. Its primary source of revenue is net interest income. (http://www.ovcb.com)

Prev Day Close:   $24.60   52-week High/Low:   $22.91 - $30.70
P/E (TTM):   6.6   Volume:   8,562
EPS (TTM):   3.8   3-month Avg Vol:   15,598
Div & Yield:   $0.45 (1.8%)   Size:   $82.4 M (Micro)
Insiders:   28.4%   Market Cap:   $202.5 M (Micro-cap)
Institutional:   22.0%   Sector:   Financial Services
Beta:   0.3   Industry:   Banks - Regional

Reasons to Buy
  • Profit margins are trending up or are steady.
  • Return on Equity is strong.
  • 24.6 is a reasonable price for this stock.
  • At 10.70%, the Risk Index shows the risk to be reasonable.
 
Items to Check
  • Sales growth could be steadier and more predictable.
  • Earnings growth could be steadier and more predictable.
  • Sales have grown historically at only 11.4%.
  • Earnings have grown historically at 18.9%.
  • Recent sales growth has been only 11.4%.
  • Recent earnings growth has been only -27.1%.
  • Investor interest has cooled. There may be a valid reason.
Evaluation Summary
  • Oak Valley Bancorp may not meet your standards for quality at this time.